Details for FC/449080


PUBLIC NOTICE MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Dennis K. Smith and Rebecca L. Smith, originally in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Merit Financial, Inc., on the 20th day of January, 2004, said mortgage recorded in the Office of the Judge of Probate of Elmore County, Alabama, in RLPY Book 2004 Page 7881; the undersigned Bank of America, N.A., as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Wetumpka, Elmore County, Alabama, on January 8, 2020, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Elmore County, Alabama, to-wit: Commence at the NW corner of the East 1/2 of the NE 1/4 of the SW 1/4 of Section 22, T-18-N, R-17-E, Elmore County, Alabama and run South 28.29 feet to the point of beginning, thence South 89 degrees 08 minutes 13 seconds East, 130.90 feet, thence South 00 degrees 03 minutes 00 seconds East, 408.61 feet, thence South 89 degrees 30 minutes 11 seconds West, 130.54 feet, thence North 411.71 feet to the point of beginning. All lying in the East 1/2 of the NE 1/4 of the SW 1/4 of Section 22, T-18-N, R17-E, Elmore County, Alabama and containing 1.23 acres more or less. Being one and the same property as conveyed in Warranty Deed recorded in RLPY Book 2001 Page 33324 in the Probate office of Elmore County, Alabama Property street address for informational purposes: 4940 Longview Road, Elmore, AL 36025 THIS PROPERTY WILL BE SOLD ON AN "AS IS, WHERE IS" BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to Sirote & Permutt, P.C. at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day at the Law Office of Sirote & Permutt, P.C. at the address indicated below. Sirote & Permutt, P.C. reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Bank of America, N.A., Mortgagee/Transferee Ginny Rutledge, SIROTE & PERMUTT, P.C., P. O. Box 55727, Birmingham, AL 35255-5727, Attorney for Mortgagee/Transferee,, 449080 Wetumpka Herald: Dec. 4, 11 and 18, 2019 FC/449080