FC/TROUTMAN

PUBLIC NOTICE MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed byLARRY TROUTMAN AKA LARRY W. TROUTMAN AND MARGARET A. TROUTMAN, INDIVIDUALLY AND AS HUSBAND AND WIFE, to GUARDIAN CREDIT UNION on DECEMBER 20, 2013, said mortgage being recorded in the Office of the Judge of Probate of ELMORE County, Alabama, at RPLY 2013 PAGE 67911, the undersigned GUARDIAN CREDIT UNION, as mortgagee (or transferee), under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, at the entrance of the Courthouse of ELMORE County, Alabama, on JULY 9, 2025, between the legal hours of sale, the following described real estate situated in ELMORE County, Alabama, to wit: LOT NUMBER TWENTY-SEVEN(27) OF FRAISER'S THIRD ADDITION TO MILLBROOK, ALABAMA, ACCORDING TO PLAT RECORDED IN THE OFFICE OF THE JUDGE OF PROBATE OF ELMORE COUNTY, ALABAMA, IN PLAT BOOK 3, AT PAGE 90-91 Subject to all zoning, easements, restrictions, restrictive covenants and reservations appearing of record. Said sale will also be made subject to any Federal Tax Liens, Ad Valorem Real Estate Taxes and/or Special Assessments of any nature, if any, which might adversely affect the title to the property. The property is being sold "as is, where is". Said property is sold without warranty or recourse, expressed or implied as to title, use, enjoyment or condition. The mortgagee or transferee reserves the right to bid for and purchase the real estate and credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. All bidders will be required to execute a bidding agreement prior to sale. Copies of the bidding agreement may be obtained prior to the sale. The successful bidder will be required to pay the bid amount at the time of sale in cash or certified funds. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the attorneys fees and expenses of foreclosure. This sale is subject to cancellation or postponement. GUARDIAN CREDIT UNION, Mortgagee-Transferee Mary R. Wyatt Chambless Math Carr, P.C. P.O. Box 230759 Montgomery, Alabama 36123-0759 334-272-2230 Wetumpka Herald: June 4, 11 and 18, 2025 FC/TROUTMAN