FC/WOOD

PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by Charles Timothy Wood and Joy B. Wood in favor of First Community Bank of Central Alabama, on March 22, 2019, said mortgage recorded March 29, 2019, in the Office of the Judge of Probate of Elmore County, Alabama, in Real Property Book 2019 at Page 14403 (the "Mortgage"), and, pursuant to the laws of the State of Alabama, the undersigned First Community Bank of Central Alabama, under and by virtue of the power of sale provision and other terms contained in said Mortgage, elects to declare the entire indebtedness secured by said Mortgage due and payable, and will sell at public outcry to the highest bidder, for cash, in front of the main entrance of the Courthouse of Elmore County, Alabama, at 100 E Commerce Street, Wetumpka, Alabama 36092, during the legal hours of sale on May 12, 2025, all of its right, title, and interest in and to the following described real estate, situated in Elmore County, Alabama, to-wit: Begin at the SE corner of the SW 1/4 of SE 1/4, Elmore County, Alabama; thence West along South side of Section 236 feet to East right of way of State Highway No. 143; thence Northwesterly along said right of way 300 feet; thence East and parallel to South side of Section 378 feet; thence South along Quarter Section line 300 feet to Point of Beginning to Section 12, T18N, R17E of Elmore County, Alabama. A UCC is being filed concurrently with this mortgage. The property is located in Elmore County at 608 & 614 Alabama Highway 143, Elmore, Alabama 36025. Said foreclosure sale and conveyance incident thereto are subject to the legal rights of any existing federal tax liens, mortgages, special assessments, easements, restrictions, and reservations appearing of record. THIS PROPERTY WILL BE SOLD ON AN "AS IS, WHERE IS" BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED, AS TO TITLE, USE OR ENJOYMENT, AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said Mortgage, as well as the expenses of foreclosure. The successful bidder must tender a nonrefundable deposit of One Thousand Dollars ($1,000.00) in certified funds made payable to Memory Memory & Causby, LLP Client Trust Account at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day at the Law Office of Memory Memory & Causby, LLP at the address indicated below. First Community Bank of Central Alabama reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. The sale is subject to postponement or cancellation. Address: Memory Memory & Causby, LLP, 469 S. McDonough Street, Montgomery, Alabama 36104. By: /s/ Stuart H. Memory Stuart H. Memory, attorney for First Community Bank of Central Alabama Post Office Box 4054 Montgomery, Alabama 36103 Tel (334) 834-8000 smemory@memorylegal.com Wetumpka Herald: Apr. 23, 30 and May 7, 2025 FC/WOOD