PNY-25-01605-1

PUBLIC NOTICE NOTICE OF SALE UNDER POWER FORECLOSURE NOTICE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a mortgage from ANGELA BALLARD AKA ANGELA GRAY BALLARD, MARRIED WOMAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS , on the 9th day of June, 2023, said mortgage recorded in the Office of the Judge of Probate of Elmore County, Alabama, on June 12, 2023, in Deed/Mortgage Book 2023, Page 24903, Elmore County, Alabama Records, said Mortgage having subsequently been transferred and assigned to PennyMac Loan Services, LLC, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned PennyMac Loan Services, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash in front of the main entrance of the Courthouse in Wetumpka, Elmore County, Alabama, on May 28, 2025, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Elmore County, Alabama, to-wit: LOT 5, WINDSONG RIDGE, PLAT NO. 1, ACCORDING TO THE MAP THEREOF RECORDED IN THE OFFICE OF THE JUDGE OF PROBATE OF ELMORE COUNTY, ALABAMA, IN PLAT BOOK 13, AT PAGE 11. Said legal description being controlling, however the property is more commonly known as 225 WINDSONG LOOP, WETUMPKA, AL 36093. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. PennyMac Loan Services, LLC, Mortgagee/Transferee THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin, LLC, Attorney for Mortgagee/Transferee 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-25-01605-1 rlselaw.com/property-listing Wetumpka Herald: Apr. 16, 23 and 30, 2025 PNY-25-01605-1